• Local Social Security Offices to Begin Closing to the Public a Half Hour Early

    Updated: 2011-07-27 18:44:41
    Congressional Budget Cuts Force Reduced Public Hours Effective August 15, 2011, local Social Security offices nationwide will close to the public 30 minutes early each day. For example, a field office that is usually open to the public Monday through Friday from 9 a.m. to 4 p.m. will close daily at 3:30 p.m.  “While agency employees [...]

  • Today, July 26th Marks the Anniversary of the Americans with Disabilities Act

    Updated: 2011-07-26 19:21:28
    On July 26, 1990, the Americans with Disabilities Act was signed into law. That landmark civil rights legislation reaffirmed the idea that all our citizens, regardless of disability, are entitled to the same privileges, pursuits, and opportunities as everyone else.  Since its enactment, the ADA has opened many doors and sought to level the playing [...]

  • Financial Calculators for Retirement Planning

    Updated: 2011-07-24 23:32:46
    If you have a fear of the standard graphing calculator, tremble at the sight of a scientific calculator, or cower at the thought of an abacus, then financial calculators are probably not for you. If your legs do not go weak at the thought of any of the above, then the only difference between your [...]

  • Retirement Savings: Money tips for the cash-strapped retirees

    Updated: 2011-07-22 16:53:52
    Contributed by Debt community Member Spruce up your finances and live debt free You work really hard throughout your life just to lead a comfortable retired life. You know that you’ll have a lower income level when you’re retired and therefore you hopefully have paid off your entire mortgage loan and also shunned your credit [...]

  • Strategic Retirement Investment Options

    Updated: 2011-07-22 11:24:13
    The hypothetical scenario: ‘You’re in your mid-60s and finishing your last year of working. You and your wife both receive Social Security totaled at about $20,000 per year and you have about $500,000 in your IRAs. With your job you’ve been breaking even spending about $45,000 a year. You’re a conservative investor. Question: What retirement [...]

  • Senior Health Care Challenges

    Updated: 2011-07-21 23:16:25
    HEALTH CARE CHALLENGES FOR RETIREES Everyday for the next 19 to 20 years, roughly 10,000 individuals will turn 65 and become eligible for Medicare when they retire. The biggest wake up call for those who do retire is that they will become fully responsible for their own and most cases their spouse’s health care.  Longer [...]

  • Social Security Announces New Compassionate Allowances Conditions

    Updated: 2011-07-14 20:20:43
    Fast Track Disability Process Will Now Look at 100 Conditions Michael J. Astrue, Commissioner of Social Security, today announced 12 additional Compassionate Allowances conditions involving severe heart diseases, bringing the total number of conditions in the expedited disability process to 100. Compassionate Allowances are a way to quickly identify diseases and other medical conditions that, [...]

  • Obama Warns August Social Security Checks May Be Withheld if No Debt Ceiling Deal Reached

    Updated: 2011-07-14 04:56:40
    New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Obama Warns August Social Security Checks May Be Withheld if No Debt Ceiling Deal Reached July 13, 2011 Posted In : Social Security Disability By Insler Hermann on July 13, 2011 10:56 PM Permalink Comments 0 While our elected officials in D.C . fritter away the summer days with partisan handwringing and political point scoring , the clock continues to tick on the deadline for Congress to do something about the federal debt ceiling . Without a deal , the 27 million Americans who depend on Social Security benefits could be left in financial . limbo On Monday , President Obama

  • Social Media Security Podcast 25 – Facebook Security Updates, FaceNiff, Social Media Background Checks

    Updated: 2011-07-12 15:14:51
    This is the 25th episode of the Social Media Security Podcast recorded July 1, 2011.  This episode was hosted by Tom Eston and Scott Wright.  Below are the show notes, links to articles and news mentioned in the podcast: LinkedIn SSL Leaves Accounts Vulnerable to Hijacking Facebook adds two-factor authentication, other new security features Facebook facial recognition. [...]

  • Disabled Veterans Real Property Tax Relief

    Updated: 2011-07-09 17:02:49
    Effective January 1, 2011 a new law was imposed by the Commonwealth of Virginia allowing a 100% real estate tax exemption for qualifying disabled armed forces veterans and their spouses. Pursuant to Article X, Section 6-A of the Constitution of Virginia, the General Assembly exempted from taxation the real property, including the joint real property [...]

  • Disadvantages of Annuities

    Updated: 2011-07-06 02:00:35
    I have had some posts recently that discussed the advantages of annuities. In the interest of being balanced I will share some of the disadvantages in this post. 1.High Management Fees – This depends on the annuity but in general annuities have high fees. 2. Surrender or Withdrawal Fees – These fees can be avoided [...]

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